Posts tagged "hd"

M-payment: a Threat to Anti-money Laundering

By H. Paul Leyva, J.D., C.AM.C.

October 1, 2008

International Narcotics Control Strategy Report (INCSR), March, 2008:

 ” … there are already indications that money launderers and those that finance terrorism will avail themselves of the new m-payment systems.”

NEW YORK, NY—Brittany has never filed an income tax return to report her $200,000.00+ income as a high-class call girl. To continue to hide her illegal profits from the IRS and law enforcement, Brittany added an m-payment function to her mobile phones and PDA. With the m-payment feature in place, she now lives virtually cash-free. For example, Brittany asks her clients for the “e,” (street slang for electronic mobile payment, or e-pay). “E” is a text message-like transfer of funds from a client’s mobile phone m-account to the m-account contained in Brittany’s phone. After hours, Brittany’s Blackberry now functions as a debit card for all of her spending needs: shopping at Nordstrom’s to buy that designer purse, sending a car payment for her new Mercedes-Benz via text message, and clubbing all night with her friends.  Today, Brittany earned $800 for her services. Before m-payment technology, she had no other choice but to make suspicious daily cash deposits into her bank accounts. With the advent of m-payment, she no longer worries about anyone tracing her bank activity. As a safety precaution, Brittany destroys the SIM memory cards from her phones and PDA devices at the end of each week and replaces them with new ones. As a result, if she ever gets arrested for her activities, no digital evidence of her occupation, income, or lifestyle remains.

LOGAN SQUARE, CHICAGO, IL—Alex, an accountant by day and drug user by night, uses his PC to transfer $400 from his personal checking account to his mobile phone’s m-payment account. Alex is in need of Ecstasy from his dealer. Per their standing arrangement, buyer and supplier meet at the local café on the corner of California Avenue and Logan Square Boulevard. As usual, the dealer has cleverly hidden the Ecstasy in an empty cup of coffee, and Alex transfers the “e” via text message to the supplier’s mobile phone. When the transaction is complete, Alex slips away to plan his evening.

As the dealer enjoys his latte, he uses his mobile phone to text the funds to a bank in the Cayman Islands, where the deposit will easily get lost in the multitude of other small value transfers. Once the transaction is complete, the supplier gasps a sigh of relief because he knows he is safe. If a rival gang member tries to steal the cash, he will find no trace of the money. Similarly, if the police tried to apprehend him, by pressing the “Delete Transaction History” function on his cell phone—evidence-erasing software that he downloaded from the net—all incriminating evidence is gone. With no evidence of his crime, the authorities would be forced to let the dealer go.

NAIROBI, KENYA—International Press: August 7th. On the anniversary of the suicide bomb that killed more than two hundred people at the U.S. Embassy in Nairobi, yet another suicide bomber kills fifty-eight people near the rebuilt U.S. Embassy in Kenya. At this point, the authorities are unable to determine the identity of the terrorist or group responsible for this attack, but many believe it to be the work of Al Qaeda. The FBI officer-in-charge and top Kenyan Security officials admit that they found the remains of a pre-paid m-payment mobile phone within the wreckage; however, since these devices are unregistered, the phone could have been purchased anywhere and by anyone. In Kenya as well as in many other parts of Africa, the use of mobile phones and m-payment technology as miniature banking devices is commonplace. Critics have reiterated that m-payment technology makes it easier for terrorists to send and receive transfers of funds via text message transmission.

These scenarios exemplify the warnings issued in the March 2008 International Narcotics Control Strategy Report (INCSR) entitled “Mobile Payments: A Growing Threat,” which describes the potential exploitation of m-payment technology by money launderers, criminals, and terrorists.

What is m-payment? How does it work? Does it already exist in other countries? How can money launderers, criminals, and terrorists exploit this technology to hide their illicit activities? Most importantly, what steps can the United States and other countries take to curtail the potential abuses of m-payment?

“Some of the most innovative are electronic payment products which include mobile payments or m-payments … Driven by a remarkable convergence of the financial and telecommunications sectors, the rapid global growth of m-payments demands particular attention. M-payments can take many forms but are commonly point of sale payments made through a mobile device such as a cellular phone, a smart phone, or a personal digital assistant (PDA).”

                                                            -INCSR, March, 2008

The Virtual Wallet

M-payment (mobile payment) is synonymous with the terms m-commerce, m-accounts, m-wallet, m-banking, e-money, or digital cash. For the sake of this article, the more widely accepted term “m-payment” will be used. The best way to envision this relatively exciting technology is to imagine a time in which your mobile phone or PDA will act like a wallet. Furthermore, it will be a wallet that not only allows you to withdraw money from it to pay for goods and services, but also enables you to deposit money into it—thus making this monetary device even more flexible and useful than a credit card. The widespread adoption of m-payment could eliminate the need to carry cash, visit an ATM machine, send wire transfers, or even use a credit card.

Currently there are two platforms that facilitate the use of m-payment. The first enables your mobile phone to link to m-accounts, such as your bank account, credit card, internet payment service, or other financial institution. The second makes it possible for mobile phone companies to act as banks and allows customers to deposit and withdraw funds using their mobile accounts. Although this service is not yet available in the United States, m-payment has already enjoyed acceptance and success in countries such as Japan, Korea, and the Philippines. M-payment technology is also beginning to thrive in South Africa, the Democratic Republic of the Congo, and Kenya.

At present no special hardware is required to utilize m-payment. A subscriber can surf the Web for an internet-based m-payment service and then download the necessary software onto almost any existing mobile phone. M-payment software uses existing text-messaging technology to send and receive funds, confirm payments and credits, and check balances.

The Virtual ATM

Imagine going to a McDonalds (or nearly any retailer) to buy lunch and then asking the cashier for an extra $50 (or more) in cash. For a small fee, the McDonalds cashier will not only charge a customer’s m-account for the hamburger, soda, and fries, but will also ring up the $50 in cash that he or she requested. Similar to debit cards, there is no need to locate an ATM Machine or pay high banking fees.

Person to Person (PTP) Transfers

Person to person (PTP) transfers are also possible. For example, friends, family, and private parties involved in business transactions can transfer funds to each other via their mobile phones. A mother can send her teenage daughter’s allowance via text message. Employers can text message wages to their employees’ mobile phones. After winning an auction on EBay, a buyer can text the payment to the seller. Or, an individual wanders into a garage sale only to find that beautiful antique he has been seeking, but he has no cash. Moreover, the seller does not accept credit cards. The solution is simple: the buyer text messages the payment directly to the seller’s mobile phone. The possibilities are endless.

Wire Transfers via Mobile Phone

The World Bank estimates that global remittances (i.e. international wire transfers) exceed one quarter of a trillion dollars annually. Increasingly, in many areas, m-payments provide a new option to expatriates and “guest workers” that wish to send part of their wages home to support their families.

In the United States, many migrant workers from Mexico and Central and South America use wire transfer services such as Western Union and Money Gram to send money to their relatives abroad. In 2005 alone, funds transferred to Mexico from the United States totaled more than $20 billion. Unfortunately these wire services come with high fees, and some of the recipient banks also charge fees for the transaction as well. Furthermore, in rural areas abroad many people do not have access to banks. With m-payment technology, a migrant worker can literally text message the payment to his relative’s mobile phone, thus circumventing the exorbitant fees charged by wire transfer services and receiving banks.

Virtual Traveler’s Check

            Another amazing feature of m-payment technology is that it allows a mobile phone to act as a virtual traveler’s check. Before leaving on a family vacation, a subscriber can deposit money into his mobile phone’s m-payment account then withdraw the funds as needed during the trip. Consumers will no longer need to purchase travelers checks or travel with significant amounts of cash.

Contract-Less, or Touch and Go, Mobile Phones

Beyond their use for text messaging to send and receive funds, mobile phones can also be placed in “contract-less” mode. To activate this feature, a special chip can be attached to or inserted into the phone. It is likely that future cell phones will come with this feature already built into it. When a consumer wishes to make a purchase, he or she can simply “swipe” a mobile phone over a cashier’s scanning device and complete the transaction. With the “swipe” or “touch and go” feature, no signature or additional data entry is necessary at the cash register.

Pre-Paid Mobile Phones and M-Payment

Low-income consumers or those with poor credit who would not be eligible for monthly phone contracts or credit cards can use pre-paid mobile phones to conduct m-payments. These individuals can load pre-paid cards holding various monetary denominations ($50, $100, $250, or more) onto a mobile phone to enable the device to be used as a virtual wallet. As in previous examples, friends and family can also transfer funds to the pre-paid phone via text message as well.

Potential Displacement of ATMs, Wire Transfer Companies, and Credit Cards?

As with m-payment accounts holders in other parts of the world, Americans will undoubtedly also embrace the convenience and cost savings of this virtual wallet. With the continued proliferation of m-payment technology, it may be argued that m-payment services could actually result in the death of ATM machines, wire transfer companies, and high interest rate credit card fees. This prediction is well-founded when one considers that the United States contains approximately 250 million mobile phone subscribers—a number equal to 82 percent of the population—and over three billion mobile phones are currently in use worldwide. In addition to these facts, The Wireless Association reported in its 2007 Wireless Industry Survey that consumers send almost one billion text messages each day worldwide.

Even more compelling is the convenience offered by this service. Given this technology, customers no longer have to locate an ATM machine in order to withdraw money. Using a PC, they can transfer funds from their bank accounts directly to their mobile phone accounts. When a migrant worker needs to send money to his family abroad, he or she can merely speed-dial the funds directly from his mobile phone to a relative’s phone. An individual will no longer need to drive to the local Western Union outlet to complete the transaction. In contrast to high interest credit cards, m-payment service providers will offer competitive rates, discounts, or other incentives to attract new customers. Finally, another cause for concern on the part of banks and wire transfer companies is the fact that mobile phones have already contributed to the demise of pay phones, cameras, and retail music stores.

PayPal Facilitates a Fundamental Shift in M-Payment

In a report published by Juniper Research, a respected consultancy group that provides analytical services to the global hi-tech communications sector, Senior Analyst Alan Goode concluded that the entry of PayPal into the micro m-payment and m-retail sector, “will only serve to facilitate a fundamental shift in global consumer payment services now and into the future.” Moreover, Goode predicts that “mobile payments are set to rise to $10 billion in total revenue by 2010.”

Other players that have already entered the m-payment market include Google’s G-Pay, Firehorn Holdings, LLC, mFoundry Inc, and Obopay, Inc. The largest provider is PayPal with more than 100 million Internet accounts worldwide.

 “There are numerous money laundering and terrorism financing implications [of m-payments], but digital value smurfing represents a very clear threat.”

                                                            -INCSR, March, 2008

Smurfing

The dark side of m-payment, if the service remains unregulated, will enable money launderers, criminals, and terrorists to exploit this new technology. In specific, this new technology will undoubtedly facilitate smurfing.

It is generally known that astute money launderers, criminals, and terrorists have always been willing to keep their financial transactions under $1,000 per day to avoid financial reporting requirements. One way to hide money is by using multiple “smurfs” or “runners” to make deposits, purchase money orders, traveler’s checks, or other transactions involving illicit or “dirty” money. Smurfing can be accomplished by spreading small denomination drug payments, or contributions to terrorist causes, across various remittance centers or multiple bank accounts. In essence, smurfing breaks down illegal proceeds into small amounts that can be moved with less risk of attracting the authorities’ attention.

For instance, a drug dealer or terrorist can order ten different soldiers, or “smurfs,” to open ten different bank accounts, or conduct ten different financial transactions per day. After the accounts are open, the drug dealer or terrorist orders his smurfs to deposit amounts less than $999 per day—for example, $756 one day, $922 another day, and so on. By ensuring that the bank deposits, or other financial transactions, fall below the $1,000 threshold, they can avoid suspicion and prevent the triggering of financial reporting requirements. In this example, ten different smurfs with ten different bank accounts who deposit an average of $850 per day can launder $2.21 million annually.

Although more sophisticated detection systems, increased government oversight, and heavier penalties have slowed down the practice of “smurfing” in recent years, this system remains a fundamental method for moving cash and cash equivalents.

Digital Value Smurfing (DVS)

M-payment with digital value removes the fundamental element of money laundering: cash. In the future, money launderers, drug dealers, and other criminals will no longer demand cash for their products or services; instead, they will demand digital payment sent via text message. With digital value, multiple smurfs will no longer be needed to make suspicious cash deposits. Criminals will be able to bypass regulated banks and their financial reporting requirements and exchange dirty money for digital value in the form of stored value cards or mobile payment credits. Moreover, with digital value instead of cash, they can instantly send—with a touch of a cell phone keypad—their digital value across the country, around the world, or to secret offshore bank accounts.

A single Digital Value Smurf (DVS) could open multiple m-payment accounts with multiple service providers, such as m-payment bank accounts, Internet payment accounts, and pre-paid mobile phones. Other avenues could include renting cell phones from others, or utilizing false identities to open additional accounts. The number of m-payment accounts that a single DVS could establish is unlimited. Thus, using the same example as above, a single DVS with merely ten different m-payment accounts could arguably launder the same amount of money that it would take ten different smurfs to accomplish.

Other Implications: Facilitation of Tax Evasion by Small Businesses

M-payment technology can facilitate tax evasion. Three billion people around the world own mobile phones, but only one billion possess bank accounts, according to the GSM Association. BearingPoint, a major management and technology consulting company, estimated the unbanked marketplace in the United States alone at $510 billion in 2006.

The fundamental rule in small business accounting is that all financial transactions are conducted through a business checking account provided by banks. For instance, when a sole proprietor, a partnership, or a corporation conducts business, it does so by using a business checking account. As required by law, banks employ the Know Your Customer (KYC) protocols by requesting identification from new customers along with evidence of the business entity (assumed names registration, business license, or articles of incorporation).

With an m-payment account, however, a small business owner can conduct business virtually under the radar. Instead of business deposits, the company can receive e-payments. Furthermore, instead of disbursing expenses through its business checking account, the company can make payments via m-payment. With no paper trail, the unbanked small business owner could easily evade income tax filing requirements, thus depriving the U.S. Treasury of billions of dollars in tax revenue.

“Much work and creative thinking will be required to maintain the advantages NPMs [new payment methods], including m-payments offer, while at the same time preventing exploitation and misuse by money launderers and terrorist financiers and simultaneously protecting user privacy and the integrity of the global financial systems.”

                                                                        -INCSR, March, 2008

M-payment is revolutionary—mainly due to its convenience. This technology will literally change the way consumers pay for goods and services, the way they are compensated, the way they save money, the way they spend it, and the way they send money to family and friends abroad. This service will create new industries and new opportunities. M-payment is also radical because it may represent the final piece of the financial puzzle that moves our world into a cashless society.

With the convenience that m-payment offers, however, comes the potential for criminal misuse. M-payment technology, if unchecked, can be exploited by money launderers and terrorists. Presently, the United States is ill prepared to handle the dark side of m-payment. As the INCSR acknowledged, “The United States has few safeguards against abuse of m-payments.” Moreover, the report also warns that the only applicable federal reporting requirement to providers of stored value cards is the Currency Transaction Report (CTR) rule. A CTR must be filed for all cash transactions greater than $10,000 per day. However, the CTR can be filed up to fifteen days after the transaction has occurred, giving terrorists and criminals enough time to disappear. Although almost all U.S. m-payment service providers are registered as Money Services Businesses (MSB) with the Financial Crimes Enforcement Network (FinCEN), the regulations do not have specific provisions pertaining to them.

New legislation is needed to regulate m-payment service providers. Legislation can include requirements that service providers monitor accounts, enhance suspicious activity reporting, require maximum transaction limits (e.g, $1,000.00 per day), require the registration of pre-pay cell phones with m-payment, and development of new, m-payment specific software to detect suspicious activity.

With m-payment projected to grow to 52 percent by the year 2011, there is ample time to put the necessary safeguards and regulations in place to combat the threat to anti-money laundering.

H. Paul Leyva, J.D., is Certified Anti-Money Laundering Consultant (CAMC) and a student at Thomas Jefferson School of Law, Walter H. & Dorothy B. Diamond, Masters of Law (LL.M) International Tax Program.  Per the request of the distributor, this article was published without footnotes or references.  The original version of this report with all footnotes and references is available upon request.

H. Paul Leyva

How Organizations Can Meet Critical Business Goals

Workforce communications are no longer a “nice to have.” they are a critical component of attracting, retaining and engaging the Workforce. in fact, a recent study by Watson Wyatt1 shoWed that effective employee communications can increase shareholder value by as much as 47 percent. That’s Why more and more employers are leveraging a variety of innovative communications technologies to achieve their communication goals.
Information-focused workers benefit most from communications that are available on demand via the internet, collaborative, personalized, searchable and in context to their daily work/life tasks and events. Effective, technology-driven communications can help organizations brand themselves as innovative employers of choice; engage employees from “day zero” with a personalized onboarding experience; create a dynamic employee portal; allow information and work culture to be shared across locations and functional areas and help employees become more informed consumers of benefits and other hr services.
This article examines a variety of on-demand workforce communication technologies, including portals, on-demand knowledgebase and decision support applications, on-demand total rewards statements and onboarding technologies.

The Workforce is Ready for Technology as a Means of Communicating and Managing Events
Most technology-based communications are delivered to the workforce via an employee portal. but the first thing hr executives might ask when considering this topic is, “if we build it, will they come?” and the answer is yes! today’s workers leverage internet technologies every day – they go online to shop for cars, pay their bills, model mortgage loan rates, make travel arrangements and much more. it makes sense that they want the same capabilities to access work information and manage their day-to-day work and life events.

The Problem with Employee Portals
Portals have a wide range of definitions – from an enterprise-level portal with an hr component to an employee/hr intranet (available only at work) or extranet (available from work or home). for the purpose of this article, we’ll describe portals as “a single site where members of the workforce can access – on demand – the information, decision support tools and transactions they need to manage their work and life events.”
An employee portal is not a new concept. in fact, in companies with more than 500 employees, portals have become mainstream – 75 percent now have a portal or plan to implement one in the next 18 months. but in too many cases, portals have not met employers’ expectations – they built them, but the members of the workforce didn’t come. the reasons most frequently cited are:
1. The portal contains mostly self-service transactions, such as an employee self-service solution or a benefits enrollment application, but does not have the related information or decision support tools the employee needs to complete the transaction.
2. If there are communications on the site – handbooks or benefits information, for example – they are generic, often-out-of-date, static and not easily searchable for relevant information.
3) To create a more usable, effective and dynamic employee portal, many employers are turning to on-demand knowledgebase and decision support applications.

On-Demand Knowledgebases
An on-demand knowledgebase is an application that holds all of an employer’s policies, benefits information and much more in a delivery mode that provides to an employee only the personalized information that is relevant to him or her – based on position and/or location. these applications are usually hosted, so even if a portal is available only at work, an employee can still access the knowledgebase at home via the web.
Most important, they are searchable – making it easy for employees to find what they need – when they need it. for example, combining the features of on-demand, personalized and searchable, let’s take an example of an employee who is expecting a baby and searches the knowledgebase on “maternity coverage.”.
This search would link to a page that showed the employee maternity coverage for his or her specific health plan – allowing the employee to get the info needed – “just in time” – without having to call third parties such as hr or a provider. additionally, some knowledgebases have life event checklists that can help walk employees through the things they need to do – such as apply for maternity leave – and link to all relevant forms and personalized company policies.
If the knowledgebase is offered in a software-as-a-service (saas)model, then the vendor will even maintain the information for the employer. While many smaller companies deploy knowledgebases as their portal, most mid- and larger-market companies integrate knowledgebases into their existing portal and self-service applications – so that the information is presented to employees within the context of their self-service transactions.
For example, if a company has integrated a benefits knowledgebase with its benefits enrollment self-service solution, employees who want to understand plan options during open enrollment can do side-byside comparisons of all the plans for which they are eligible – simply by clicking a link within the self-service application. most important again is the personalization – employees will be able to compare only those plans for which they are eligible.

Decision Support Technologies
Technology can not only help employers better communicate with employees, it can provide tools to help employees make more informed decisions. best-in-class organizations are, for example, providing employees with innovative decision support tools to help the workforce become more informed benefits consumers. health care cost containment is a major concern for today’s employers, and most have had to increase employee premiums to help offset costs – creating a burden for the employer and the employee. to contain costs further, many employers have turned to high deductible health plans (hdhps), but employees have not widely embraced these plans – largely because they do not fully understand the advantages and potential impact. that’s why it is important to leverage technology to help employees make the right choices when it comes to hr services such as benefits. there are a variety of innovative decision support tools on the market today – such as medical cost estimators, dynamic plan comparisons, hsa/fsa modeling tools, needs analyses – that can effectively drive the right employees to the right plans.
Deploying these tools in a web-based environment – via a portal, as a “stand-alone” or in context to a benefits self-service solution – is also important because it allows employees to make decisions with the “CEO at home” outside of work hours.

On-Demand Total Rewards Statements
Another communications technology being widely embraced is the on-demand total rewards statement. today’s employers are making substantial investments in compensation packages, but study after study is showing that the majority of employees do not fully understand – or leverage – their total rewards packages. although many companies distribute annual compensation statements, these are not effective in year-round motivation and have no tools to allow employees to model potential rewards. on-demand total rewards statements have key advantages:
1. They are available year-round – refreshed quarterly, monthly or even by pay-period – for typically less or about the same cost as a one-time printed statement.
2. Information is always up-to-date.
3. Yhey contain tools to allow employees to model parameters such as 401(k) contributions or potential stock option values.
4. They allow for tailored messages to highlight participation – or lack of participation – in programs such as 401(k), espp and other voluntary programs.
5. They show not only the employee contributions for things such as health care – but also the employers’ rising costs.
Additionally, many total rewards statements have views for job recruits and line managers – and combine all of an organization’s compensation-related data fields to provide a consolidated means of reporting on total compensation.
Employers have found that deploying on-demand total rewards statements has helped them:
• Ease the pain of increases in health care premium contributions.
• More effectively attract and retain employees.
• Increase participation in voluntary programs.
• Provide managers with an effective tool to have compensation-related discussions during performance reviews.

Web-Based Onboarding Technologies
Perhaps the “hottest” innovation in hr communications today is onboarding. With the current war for talent – and surveys showing that as many as 80 percent of new hires decide whether or not to stay with a company in their first six months of employment – employers are embracing the concept of engaging new hires from “day zero” with a personalized onboarding experience.
Web-based onboarding applications allow employers to give new hires a link to an onboarding portal the day they accept their job offer. The new hire can then review company policies, complete forms (such as their W-2 and i-9 forms) online, model and elect benefits, read about company culture – even begin to network through linked-in social networking applications like blogs and mentor chat rooms. these activities not only increase new hire productivity on day one, they build a bond with companies that can result in higher new hire retention. Some onboarding applications also orchestrate the new hire process by integrating with hr and payroll applications, providing electronic acknowledgements and orchestrating processes such as provisioning. most will also automatically populate forms once the new hire begins – and can have delayed effective dates for health care and other benefits. And, ideally, the onboarding application will integrate with a knowledgebase and work/life events applications to continue the onboarding process throughout the employee life cycle – further increasing retention. Just about any company seeking to brand itself as an employer of choice, get new hires up to speed faster and eliminate the administrative burdens of onboarding is a candidate for these new technologies. new onboarding applications are also particularly popular among employers with high seasonal hiring, such as amusement parks or retailers, and companies with complex safety and compliance acknowledgement requirements, such as health care organizations.

Summary
All employers can benefit from promoting effective communications and decision support to their workforces – achieving goals such as health care cost containment, employee retention, employer branding and much more. But many organizations struggle to accomplish this because of staffing and budgeting restraints. With today’s ondemand communications technologies, however – most of which are hosted and therefore cost-effective with no hardware/software costs and data maintained by the vendor – employers have the means to become best-in-class communications-focused employers.

George Scifo
http://www.articlesbase.com/human-resources-articles/how-organizations-can-meet-critical-business-goals-755879.html

Best. Car. DVD. Player. Ever. Comes. With. WIFI!

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Duration : 0:1:34

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Brock Bannecker Business Communication Speech

oudl09http://gdata.youtube.com/feeds/api/users/oudl09PeopleBrock, Bannecker, Business, Communication, SpeechBrock Bannecker Business Communication Speech

Duration : 0:5:10

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HD video, HD Distribution, and Wireless for All

This is the second day of the 2006 Consumer Electronics show, and with it our second video update is now available. We have interesting conversations with Sanyo on their 720p handheld cameracorder, talk a bit about BluRay, and end with Wireless services for everyone via mobile WiMax.

Duration : 0:5:28

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Orange UK launches Mobile HD Voice Trial

Orange today announced a trial of High Definition (HD) Voice across its UK mobile network in the South of England. With its crystal clear, superior sound quality, Orange’s introduction of HD Voice is set to herald a new era for mobile communications and a new standard for the telecoms industry. The service virtually eliminates the distance between callers so that it makes calls sound as if they’re in the same room. For more information go to www.orange.co.uk/newsroom

Duration : 0:1:44

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Next Generation All-IP Telecom Networks: Quality of Service Challenges and Is…

Google Tech Talks
January, 14 2008

ABSTRACT

The SIP-based IP Multimedia Subsystem (IMS), while recently introduced, has become one of the primary distinguishing features of the next generation of mobile telecommunication systems. IMS allows mobile operators to offer advanced value-added services – like VoIP, so-called push-to-media, video, interactive gaming, and mobile banking – to their customers timely and efficiently. Google’s plans to enter the wireless world open up a world of possibilities for offering customers and businesses advanced services such as targeted location-based services and advertisements through the IMS framework.

Deploying IMS, however, is a non-trivial task. The core challenge for the telecom industry has been and will be the integration of the current radio access network (RAN) and IP transport infrastructure with the IMS domain. Within standardization bodies, efforts are underway to address the issues for call setup and mobility signaling, while developing unified user profile management and Quality of Service (QoS) architectures. The real goal is a standardized, IMS-centric, end-to-end unified signaling architecture.

To this end, this presentation provides an overview of IMS and QoS signaling over integrated RAN and IMS domains. By using an exemplary family media service, aspects and specifics of the end-to-end QoS invocation, control and policy enforcement, including roaming scenarios, are demonstrated. Based on laboratory measurements performed at Sprint-Nextel aided with simulations, the Post Dial Delay (PDD) delay is evaluated and some practical recommendations for delay reduction are presented. The presentation will conclude with discussion of open issues and viable solutions. This presentation should be of interest to Googlers who work on mobile related projects and intend to have a big picture of next generation mobile systems such as application development, and service and system integration with wireless operators.

This presentation is based on the article S. Zaghloul, A. Jukan, W. Alanqar: "Extending QoS from Radio Access to all-IP Core in 3G Networks – An Operator’s Perspective," IEEE Communications Magazine, Sept 2007.

Speaker: Said Zaghloul
Fulbright alumnus and former Telecommunication Design Engineer at Sprint-Nextel
Research Staff Member, PhD Candidate
Institute of Computer and Communication Network Engineering
Technical University Carolo-Wilhelmina of Braunschweig, Germany

Duration : 0:56:30

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02 pda phone?

hi, im thinking of buying this phone, just wondering if anyone knows if it has a keyboard, or if anyone knows anything about it? reviews etc
its a o2 XDA
thankyou

http://i227.photobucket.com/albums/dd279…

http://i227.photobucket.com/albums/dd279/yeppp1/xsfbhdz.jpg

sorry wrong link before

This phone has an on screen keyboard, I have a phone like it, a xda 2 mini and it is very good.

Turn Your iPhone into A Wi-Fi Hotspot – MyWi 4.0

Ever wanted to turn your iPhone into a wireless Hotspot? Well now you can using an extended trial of MyWi 4.0! – Make sure your on iOS4 to do this (Jailbroken of course)

Before doing all these steps why not watch my review of it? WATCH IT HERE: http://www.youtube.com/watch?v=EXxXYkgZrec

Steps:

1. Go into Cydia and download MyWi 4.0 and Cydelete (used for deleting Rock)

2. Open MyWi 4.0 and activate the 10 day trial by logging into your Rock account (must make one if you don’t have one)

3. SSH into your device (must have OpenSSH and SBsettings on your iPhone (both are obtained from Cydia) **NOTE SSH client download links will be listed below**

4. Navigate to /tmp and download this file: http://depositfiles.com/files/kpehg2geo

5. Rename the file to something you can remember and copy it over to the tmp folder!

6. Open the terminal function in your SSH client and execute this command:
dpkg -i /tmp/name.deb **Note that you must replace name with whatever you named your file!**

7. ** Optional **Delete Rock from your iPhone using Cydelete (Works just like deleting AppStore apps!)

8. Reboot and your DONE!

**Note that after deleting Rock you MIGHT (although rare) have to repeat step 6**

9. Please Subscribe if this helped!

– If your having issues connecting wirelessly to your computer then you must increase the transmit power in advanced WiFi, change the channel to 11 and set a WEP Security passcode! And give your computer some time to connect to it (took mine 4 min the first time) —

Download SSH clients here:
PC: http://winscp.net/eng/download.php
Mac: http://cyberduck.ch/

Credit goes to Neon Coyote @ http://xsellize.com/topic/72013-mywi-4099-patching-instructions/page__p__432149__hl__mywi__fromsearch__1#entry432149

**DISCLAIMER** I am not to be held legally responsible for anyone’s actions that are directly related to the content in this video! Although it is simply extending your trial, it could be considered illegal and if that were the case then you would be stealing from the developer. I recommend that everyone who watches this video downloads the app to support the developer!

Duration : 0:6:4

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[Review] Xtand von PDA-Square.de:::53 HD

Hier mein erstes HD Review.Ich hoffe ihr freut euch auf folgende HD (App-)Reviews.

Danke an:

http://www.pda-square.de

Skype:WasGehtApp

Duration : 0:6:26

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